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Ok. 5 million dollars. If you’re reading this we’ve probably gotten your attention.

No, this is’nt a clickbait, but we’ll only show you the secret to getting that sum of money after this article on how to save money!

Do you find yourself constantly asking why are you so god damn poor every single time you take a look at your wallet? Even with a more than average pocket money or monthly income, many Singaporeans find themselves in this situation. We know, because we are one of them! However, after researching for a bit and experimenting, we found the few best ways to start saving, almost effortlessly! Don’t worry, this article isn’t click bait nor the normal “tips” you get. It’s more specially catered to Singaporeans! 

  1. Have a piggy bank

Do not let the childish name fool you. By having a piggy bank, you can always “deposit” your spare changes, or even religiously forcing yourself to surrender a few dollars a day! Trust us, this make a huge difference! Choose one that can’t be opened easily, but one that needs to be broken to open. Otherwise, this method is close to useless as you will constantly find yourself opening it for money again. A unbreakable piggy bank “forces” you to find other alternatives and rethink those purchase decisions! A good piggy bank can even be those that are being sold in value stores for just a dollar!

  1. Know your NEEDS vs WANTS

We all want that latest smartphone or tablet, and the constant competition between you and your friends sometimes makes you think you NEED it. But if you think again, most of the items you think you NEED, are actually WANTS. Always ask yourself this and you’ll find yourself saving much more, every single time!


  1. Bring your own food for work or school

Yes, pack your own food. Don’t allow yourself to think it’s embarrassing. Not only you can save more money by making your own lunch, it’s often much healthier than eating out! You’ll know exactly how your food is prepared too!


  1. Sell your unwanted items on carousell

Just take a moment, look around your room and count the number of items you do not need. Yeah, now you’re thinking! By selling your unwanted stuff away, you can “earn” some side cash as well!

  1. Find a part time job, if you can

For students, we know your timetables are packed and busy. The weekends are the most precious days and you thank god for it everytime its friday, right? TGIF! But if you are willing to sacrifice half of your weekends or even just about a few hours of it, find a job and you’ll find yourself getting more “pocket money”. This means more savings!


  1. Write a shopping list, every time you shop.

By writing a shopping list and following it strictly, you’ll find yourself not spending on unnecessary stuff! A good example that you should read if you haven’t already is How supermarkets gets YOU to SPEND MORE money, every single time. (no, it isn’t click bait we promise)


  1. Eat in more instead of out

Save that extra cash, buy some groceries smartly (after reading that article above), and you will find yourself saving ALOT more. 


  1. Spend less in restaurants and eat more often at hawker centres

Ask yourself, a plate of chicken rice costing $2.50 is more worth it, or the overpriced $15.50 chicken rice in a fancy restaurant? Admit it, both are equally filling, and even if it’s not, you can always buy 2 plates or even 3 but still find yourself saving much more!

  1. Quit smoking, for real.

Be honest to yourself smokers, how have you spent on cigarettes just the past month? For more than SGD$10.00 per pack and the health penalties alongside, you should at least TRY to lower down the frequency you are lighting up those sticks, or better, quit it once and for all!


No, we won’t tell you about how saving costs lets you purchase a Ferrari in 10 years, because although we personally are not people who smoke, but still don’t have any Ferrari! 🙁

  1. Deposit your WHOLE monthly salary into your bank account

This will not let your naughty self think you have a lot of cash in hand, and spend whenever you like! Only withdraw when and the amount you need, every time. You’ll be surprised how much you can save!


Now here’s probably why you clicked this article:

The secret to getting $5 million dollars in a month’s time is basically overexaggerated we admit, but we’ll show you how as promised ?

If you were to start saving just a mere $0.01 from day 1 and double the amount by 2 every single day, you’ll find yourself being more than 5 million richer by the end of a month’s time!


Day 1: $.01

Day 2: $.02

Day 3: $.04

Day 4: $.08

Day 5: $.16

Day 6: $.32

Day 7: $.64

Day 8: $1.28

Day 9: $2.56

Day 10: $5.12

Day 11: $10.24

Day 12: $20.48

Day 13: $40.96

Day 14: $81.92

Day 15: $163.84

Day 16: $327.68

Day 17: $655.36

Day 18: $1,310.72

Day 19: $2,621.44

Day 20: $5,242.88

Day 21: $10,485.76

Day 22: $20,971.52

Day 23: $41,943.04

Day 24: $83,886.08

Day 25: $167,772.16

Day 26: $335,544.32

Day 27: $671,088.64

Day 28: $1,342,177.28

Day 29: $2,684,354.56

Day 30: $5,368,709.12

tada! 5 million! but the question is… how long will you be able to double the amount everyday? ?

That’s all for now, we hope you learned something from this article and hopefully you’ll be a millionare in a month’s time! *flies away*

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